Real-time transaction scoring
Every payment scored inline at authorisation, in under 150ms: fraud stopped before it settles, not flagged next morning.
Solutions · Financial Crime
Catch fraud the moment it moves, without declining good customers.
Real-time monitoring, explainable AI scoring, and audit-ready evidence, built for FCA- and PRA-regulated banks, insurers, and payment firms.
Solutions we provide
One engine watching every transaction, ready to act.
Real-time scoring, explainable decisions, and the model-risk evidence regulators ask for, in one service.
Anomaly & pattern detection
Models learn each customer's normal behaviour and surface what rigid rules miss: takeover, card-not-present rings, mule networks.
Explainable decisioning
Every score carries its reason: feature attribution and clear decline codes keep Consumer Duty reviews and customers informed.
Audit-ready model evidence
Model cards, traceability matrices, and a per-decision audit log are produced as you go, proof ready for your second line on request.
Fraud caught in milliseconds, good customers waved through, and every decision defensible on a reference call.
The problem with older fraud systems
Why the rule engine you run keeps missing, or over-blocking.
Most firms already run fraud controls. The older ones are brittle rules, overnight batches, and signals that never compound.
Static rules firing false positives
A rule per pattern until the estate is unmaintainable. Genuine customers get declined, and foreseeable-harm findings pile up.
Batch detection lands too late
Overnight scoring means the payment has already cleared. By the morning run, the money (and the trust) has gone.
Siloed signals miss the pattern
Fraud, AML, and onboarding each watch their own corner, so the mule network visible across all three never surfaces.
Why it matters
Benefits of real-time fraud detection
What changes for your firm once scoring, monitoring, and evidence run as one service.
Real-time scoring
Fewer false positives
Hidden patterns caught
Transactions protected
Models that adapt
Audit-ready evidence
Why BritonOne Technology
Why regulated firms trust us to score their transactions.
Fraud detection for supervised banks and insurers is the work we do most.
1
An engine built around your fraud, not a generic score
We engineer models on your own transactions and behaviour, with the explainability and model-risk evidence your second line reviews from day one.
2
Inside your own cloud
We work in your AWS, Azure, or GCP: your keys, your access. No transaction data leaves your estate.
3
Evidence built in as we go
Model cards, decision logs, and the supervisor pack are produced at every step, never scrambled before a review.
4
One senior team, around the clock
Scoring, investigation, and retraining come from one experienced team that stays with you, cover day and night as fraud lands.
How we build it
Our way of building your fraud detection.
A clear, staged path from first look to real-time cover. Every stage leaves model-risk proof behind.
- 1
Map the flows
We learn your transaction journeys, fraud surfaces, and the false-positive limits you must stay inside.
- 2
Engineer the models
We build a feature store and train explainable scoring models tuned to your own customers and fraud patterns.
- 3
Wire the stream
Transaction feeds, scoring engine, and case management join into one inline decision plane, with a rule fallback.
- 4
Tune the thresholds
We run shadow-mode against live traffic and dial the catch-versus-false-positive balance to your risk appetite.
- 5
Go live in real time
Real-time scoring begins, with a model-risk evidence pack and a quarterly retrain cadence from day one.
Success stories
Programmes we have shipped
live
Fintech
Loss and fraud analytics for a fintech
Live loss-and-fraud analytics replaced a two-day report at a fintech, surfacing emerging fraud same-day.
dbtBigQueryLookerFivetran
Country · UK
3 critical
Fintech
Red-team engagement against a fintech app
Found and helped close three account-takeover paths before a fintech's launch.
Burp SuiteFridaMobSFOWASP MASVS
Country · UK
Self-service Web3
Government & Public
On-chain intelligence platform for a financial-intelligence unit
Turned raw on-chain data into a self-service intelligence dashboard that surfaces suspicious wallet activity in seconds for a public financial-intelligence unit.
The GraphEthereumGraphQLNode.js
Country · UK
7 min
Manufacturing
Self-healing incident remediation for a manufacturer's OT platform
Cut median incident remediation from 41 to 7 minutes across a manufacturer's OT platform, with a human approval gate on every action.
GoKubernetesLangGraphPrometheusOT connectors
Country · DE
9 weeks
Pharma
AI governance and model-risk framework for a pharma company
Stood up a board-ready AI governance and model-risk framework for a pharma company in 9 weeks, cleared at first internal audit.
GovernanceModel riskGxPEU AI Act
Country · CH
120ms
Logistics
Real-time operations dashboard for a logistics operator
Sub-120ms streaming operations dashboard across 40 control desks for a logistics operator.
ReactWebSocketsRustRedis
Country · UK
31%
Manufacturing
Field-service app for a manufacturer's engineers
Offline-first engineer app cut job-completion admin 31% for a manufacturer's field team.
FlutterDartSQLiteGCP
Country · UK
900
Healthcare
Datacenter exit for an NHS hospital group
Migrated 900 clinical workloads off two datacentres to the cloud with zero downtime on patient-facing systems.
AzureTerraformAzure MigrateAnsible
Country · UK
7 weeks
Government & Public
Secure landing zone for a government department
Stood up a compliant, multi-account landing zone for a government department in 7 weeks.
AWSControl TowerTerraformSCPs
Country · UK
8x
Pharma
GxP-compliant CI/CD for a pharma manufacturer
Delivered validated, GxP-compliant CI/CD, cutting release lead time 8x with full audit evidence.
GitLab CITerraformKubernetesAnsible
Country · CH
99.98%
Telemedicine
24/7 SRE for a telemedicine platform
Ran a telemedicine platform to a 99.98% SLO with a follow-the-sun on-call.
KubernetesPrometheusPagerDutyTerraform
Country · UK
100%
Pharma
Data governance and catalogue for a pharma manufacturer
Catalogued and lineage-traced 100% of GxP-regulated data domains for a pharma manufacturer.
CollibradbtSnowflakeOpenLineage
Country · CH
61
Healthcare
Penetration test for a hospital estate
Surfaced 61 exploitable paths across a hospital estate, prioritised by patient-safety impact.
ProwlerScoutSuiteCobalt StrikeNessus
Country · UK
25k
Government & Public
Zero-trust rollout for a government agency
Rolled zero-trust access to 25,000 civil servants without a productivity dip.
OktaZscalerEntra IDTerraform
Country · UK
90%
Manufacturing
Privileged access overhaul for a manufacturer
Cut standing privileged access 90% across a manufacturer's IT and OT estate.
CyberArkEntra PIMTerraform
Country · DE
12 weeks
Pharma
GxP and Annex 11 compliance for a pharma manufacturer
Reached validated Annex 11 compliance for a pharma manufacturer in 12 weeks.
GovernanceGAMP 5Annex 11Vanta
Country · CH
11 weeks
Insurance
DORA readiness for an insurer
Reached DORA operational-resilience readiness in 11 weeks for an insurer.
GovernanceDORAResilience testing
Country · DE
R155
Automotive
Threat modelling a connected vehicle
Mapped and mitigated attack paths for a UNECE R155-regulated connected vehicle.
STRIDEISO 21434UNECE R155Threat modelling
Country · DE
0 contract breaks
Manufacturing
API testing for an IoT device platform
Validated device, telemetry, and notification APIs under live conditions, shipping a release with zero contract breaks across connected consumers for an IoT platform.
PostmanRESTWebSocketNewman
Country · DE
100% critical coverage
Logistics
Functional QA on the release train for a task-management SaaS
Hands-on regression and exploratory testing of boards, dashboards, and role-based workflows kept every critical path stable through fortnightly releases, holding critical-path coverage at 100% for a UK logistics-operations SaaS.
WebTestRailXrayJira
Country · UK
99.9%
Government & Public
Load and soak testing for an enterprise cloud platform
Validated a 99.9% uptime SLA under peak load, so the cloud portal and provisioning APIs held through demand spikes without incident.
k6JMeterGrafanaPrometheus
Country · US
Audit-ready posture
Fintech
Multi-cloud security and misconfiguration assessment
Assessed the attack surface and misconfigurations across AWS, Azure, and GCP and mapped every finding to compliance, leaving the estate audit-ready.
AWSAzureGCPScoutSuite
Country · DE
Audit-ready in weeks
Fintech
On-chain compliance and audit-readiness platform for a protocol
Automated evidence collection and continuous monitoring got a protocol audit-ready in weeks rather than months, with a complete controls trail behind every review.
SlitherFoundryOpenZeppelinEthereum
Country · CH
94% fewer data errors
Government & Public
Tokenised carbon credits for an ESG reporting platform
On-chain carbon-credit issuance and retirement contracts gave auditors tamper-proof evidence and cut reporting data errors by 94% for an ESG reporting platform.
SolidityERC-1155HardhatPolygon
Country · DE
Who we are
About usBritonOne Technology is a full-cycle engineering company that builds and operates production software for regulated estates. Since 2017, we have shipped programmes that clear audit on the first pass across banking, insurance, wealth, healthcare, and biotech. Our teams pair deep domain knowledge with disciplined engineering, treating compliance, security, and resilience as first-class deliverables. From architecture through to live operations, we stay accountable for the systems we build, measuring success by uptime, audit outcomes, and defensible business results.
60+Senior engineers across UK and EU
Why choose us
Engineer experience, average9+ yrs
Specialist replacement window48h
Code and IP ownership, day one100%
Surprise invoicesZero
Reference calls, not slideware
What fraud teams say after go-live.
Every quote comes from a programme we shipped, and a reference you're welcome to call.
Patterns our rules missed, caught in weeks.
“We had tuned a rule engine for nine years. BritonOne Technology's shadow-mode caught patterns our rules had missed inside the first three weeks: cross-customer rings we never knew were there.”
Head of FraudTier-2 UK retail bank
Common questions about fraud detection
What heads of fraud and CROs ask before commissioning a rebuild.
