Customer onboarding journey
Customer onboarding journey
Document and biometric capture, risk-based scoring, and live PEP, sanctions, and adverse-media screening in-session.
Solutions · Financial Services
Modernise KYC and AML, supervisor-cleared.
Risk-based KYC, perpetual screening, and modern case management, engineered under FCA, EBA, and FinCEN scrutiny from the first commit.
Solutions we provide
One AML platform, every compliance surface.
One screening core, one audit trail: the journey customers complete, the case file investigators work, and the MLRO console.
Investigator case workspace
Investigator case workspace
A modern web case file: full customer context, match-disposition tooling, and a SAR pipeline that records the decision.
MLRO & supervisor console
MLRO & supervisor console
Per-decision audit log, screening-latency health, and one-click reports for the FCA, PRA, EBA, and FinCEN.
Benefits of the platform
What changes once the platform ships.
Production AML-modernisation outcomes, each figure sourced to a named client engagement.
The benefit that matters most
A real-time AML stack the supervisor signs off.
Risk-based KYC, multi-provider screening, perpetual KYC, and modern case management, migrated wave by wave behind a documented dual-run.
18 wksFirst customer wave on the modern stack
<30s
Median real-time screening latency
- Production p95, onboarding + monitoring
47%
Case-disposition cycle-time cut
- Tier-2 UK retail bank, post-rebuild
100%
Perpetual KYC coverage, retail book
- vs prior calendar-refresh model
What firms measure 12 months on.
- 4 weeks
- Module-level provider swap
- Swap a screening provider in weeks, not a re-platform.
- 60–80%
- Legacy monitoring rules kept as-is
- Most rules migrate unchanged; the rest refactor.
- 75%
- Architect at the supervisor table
- On most programmes our architect attends directly.
From end-of-life platform to audited velocity
The AML failures our engineering retires.
Six structural defects from a platform procured a decade ago, and the shape we ship in their place.
BeforeLegacy
- Overnight T+1 screening
- Calendar-only KYC refresh
- Pre-2010 case client
- Fragmented screening
- Rule-only monitoring
- Manual evidence pulls
BritonOne Technology AML PlatformOne platform. One audit trail. One source of truth.
100% Live- Solved
Risk-based KYC scoring
Scoring at onboarding and every material event sets the EDD trigger and monitoring frequency, defensible to the supervisor.
- Solved
Real-time screening orchestration
Multi-provider PEP, sanctions, and adverse-media screening, deduplicated into one match-disposition workflow at sub-30s p95.
- Solved
Perpetual KYC engine
Continuous re-assessment against material-event triggers (jurisdiction, ownership, transaction shift), not a calendar refresh.
- Solved
Modern case workspace
A web investigator workflow with full customer context and decision tooling replaces the 2009-era client.
- Solved
Continuous release pipeline
Weekly ships behind continuous control monitoring replace the remediation-plan ceremony, keeping the supervisor's confidence.
- Solved
Signed supervisor evidence
Per-decision audit log and multi-jurisdiction report generation: FCA, PRA, EBA, and FinCEN formats from one platform.
Regulatory by designFCA · PRA · EBA aligned
Audit-readyEvidence from day one
Secure & resilientBy design
Runs in your cloudAWS · Azure · GCP
How we build
Our step-by-step way of rebuilding your AML stack.
A proven roadmap that turns a supervised migration into bounded, audit-cleared stages.
- 1Week 1–4
Map the supervisor surface
We audit the platform and the FCA, PRA, EBA, and FinCEN concerns, then lock a costed phased-migration design.
- 2Before any code
Design & threat model
Screening orchestration, the perpetual-KYC trigger model, and a signed threat model, cleared before any production code ships.
- 3Every sprint
Build in vertical slices
Scoring, screening, the perpetual-KYC engine, and case workspace progress in parallel pods behind CI gates.
- 4Before each wave
Dual-run, clear & migrate
Both platforms screen the same events until decision-quality matches legacy for four consecutive weeks. Then the wave migrates.
Why BritonOne Technology
Why firms rebuild AML with us.
Supervised financial-crime platforms are the work we do most. Every reason below is one a reference will confirm on a call.
Regulator-fluent architects
The architect on your call is the one in your supervisor meeting. SYSC and the Wire Transfer Regulations are design inputs, not gates.
We run inside your cloud
Your AWS, Azure, or GCP account, your IAM, your KMS: no customer data held, no shadow copies on financial-crime data.
Evidence produced in step
Per-decision audit logs, threat models, and the supervisor evidence pack ship each sprint, not a remediation scramble.
Bounded, costed scope
A paid diagnostic and a fixed-price phased-migration plan: no open-ended retainers, no scope that quietly expands.
One senior team, end to end
Risk scoring, screening, perpetual KYC, case management, and dual-run from one senior pod, to legacy decommission.
Proven on supervisor timelines
We have migrated firms to real-time AML across 14 weeks, with dual-run holding supervisor confidence throughout.
Success stories
Programmes we have shipped
12x
Wealth Management
Adverse-media screening for a private bank
Screened 12x more names at a lower false-positive rate, each hit evidenced.
PythonTransformersElasticsearchAzure
Country · CH
44%
Banking
AML transaction-monitoring analytics for a bank
Cut false-positive AML alerts 44% at a bank while catching more genuine risk.
SnowflakedbtPythonPower BI
Country · UK
ERC-3643 blueprint
Wealth Management
Real-estate tokenisation and tokenomics advisory
Delivered a fractional real-estate tokenisation model with an ERC-3643 compliance blueprint for regulated investor onboarding.
TokenomicsRWA tokenisationERC-3643Chain selection
Country · AE
44%
Banking
Grounded knowledge copilot for a retail bank contact centre
Cut average handle time 44% across 2,600 agents, with answers grounded in approved policy only.
PythonAzure OpenAIAzure AI SearchKubernetes
Country · UK
89%
Fintech
Autonomous reconciliation for a payments processor
Resolved 89% of reconciliation breaks without a human, every action logged for audit.
PythonTemporalLangGraphPostgresAWS
Country · DE
31%
Fintech
Explainable credit scoring for a digital lender
Lifted approval rates 31% at constant loss, every decision reason-coded for the FCA.
PythonLightGBMSHAPAWS SageMaker
Country · UK
9 months
Banking
Core-banking platform build for a challenger bank
Ledger, accounts, and payment rails delivered to an FCA launch milestone in 9 months.
GoPostgreSQLKafkaKubernetesAWS
Country · UK
120+
Fintech
API and integration layer for a payments group
Unified 120+ partner integrations behind one governed API gateway.
TypeScriptNode.jsKongOpenAPIAWS
Country · DE
78%
Banking
Onboarding web app for a digital bank
Straight-through KYC onboarding raised completion to 78%.
ReactTypeScriptNode.jsAWS
Country · UK
0 outages
Retail
Cloud migration for an omnichannel retailer
Re-platformed e-commerce to the cloud, holding availability through a record peak-season trading day.
AWSTerraformEKSCloudFront
Country · UK
15x
Fintech
CI/CD overhaul for a fintech
Lifted release frequency 15x with automated gates and one-click rollback.
GitHub ActionsArgo RolloutsKubernetesTerraform
Country · UK
22%
Wealth Management
Customer identity rebuild for a wealth platform
Passwordless identity cut account-takeover 22% and sign-in friction at a wealth platform.
Auth0WebAuthnFIDO2Node.js
Country · CH
10k+ assertions
Banking
API testing for a digital banking app
Delivered 10,000+ automated assertions across balance, transfer, and payment APIs, catching every schema and auth regression before release for a digital bank.
PostmanRESTNewmanJMeter
Country · UK
3x
Retail
Checkout stress and spike testing for a merchant platform
Isolated the true checkout bottleneck and produced a validated capacity model showing three times the throughput headroom the platform believed it had.
GatlingJMeterGrafanaNew Relic
Country · US
Auth hardened
Government & Public
Authentication and access-control testing for an identity platform
Tested login, SSO, and token flows end to end and hardened the identity layer against real abuse cases before rollout.
Burp SuiteOAuth2OIDCJWT
Country · CH
60% narrower scope
Government & Public
Verifiable-credential feasibility study for a workforce platform
Scoped a focused credentialing pilot over a full rebuild, narrowing the programme 60% for a workforce management platform.
Feasibility studyChain selectionVerifiable CredentialsROI model
Country · UK
3-chain shortlist
Fintech
Stablecoin settlement strategy for a finance SaaS
Delivered a reference architecture and a three-chain shortlist for embedding stablecoin settlement into a SaaS finance platform's cash-flow workflows.
Feasibility studyStablecoinsSolution architectureChain selection
Country · US
$1B+ in loans matched
Banking
Lending and borrowing marketplace for a DeFi fintech
Matched borrower demand to non-custodial money markets through a single application, routing more than a billion dollars in loans across lines of credit and term loans.
SolidityAave v3ChainlinkEthereum
Country · US
0 critical findings
Fintech
On-chain escrow and payout rails for a founder finance platform
Programmable escrow and stablecoin payout contracts cleared external audit with zero critical or high findings for a founder finance platform.
SolidityOpenZeppelinAccount AbstractionBase
Country · UK
Who we are
About usBritonOne Technology is a full-cycle engineering company that builds and operates production software for regulated estates. Since 2017, we have shipped programmes that clear audit on the first pass across banking, insurance, wealth, healthcare, and biotech. Our teams pair deep domain knowledge with disciplined engineering, treating compliance, security, and resilience as first-class deliverables. From architecture through to live operations, we stay accountable for the systems we build, measuring success by uptime, audit outcomes, and defensible business results.
60+Senior engineers across UK and EU
Why choose us
Engineer experience, average9+ yrs
Specialist replacement window48h
Code and IP ownership, day one100%
Surprise invoicesZero
Reference calls, not slideware
What compliance teams say after go-live.
Every quote below comes from a programme we shipped, and a reference our prospects are welcome to call.
A 2011 platform, migrated in fourteen weeks.
“Our previous platform was procured in 2011 and the case-management client was a Windows app the investigators had stopped trusting. BritonOne Technology migrated us to a real-time platform across fourteen weeks. Dual-run held the supervisor's confidence, and the last review described the migration as exemplary.”
Money Laundering Reporting OfficerTier-2 UK retail bank
Common questions about AML modernisation
What MLROs and CROs ask before commissioning a rebuild.
